white changan driving by the water

FINANCE OPTIONS EXPLAINED

Designed to make life a little easier. 

Take advantage of flexible finance offers from Changan to help you get exactly where you want to be. We offer two main finance options for our customers: PCP finance, PCH Finance & BCH Finance

Personal Contract Purchase (PCP)

With PCP, you can keep your monthly payments low by deferring a significant proportion of the total amount of credit to the optional final payment at the end of the agreement – and then decide whether or not you want to keep the car.

DRIVE AWAY A BRAND NEW CAR

Personal Contract Purchase (PCP) helps you take control over the finance of your new Changan. Simply choose the agreement duration and annual mileage that suits your motoring needs and  Changan Finance will calculate the predicted future value of your vehicle.

This predicted future value (plus a £10 Purchase Fee) becomes your optional final repayment at the end of the agreement. Deferring a significant proportion of the total amount of credit to the end of the agreement allows you to keep monthly repayments low, so you could drive away in a higher specification car.

white changan

DECIDE WHAT YOU’D LIKE TO DO NEXT

1

RETURN & PART-EXCHANGE

Part-exchange the vehicle, subject to settlement of your existing finance agreement.* 

2

REPAY

Pay the optional final repayment to own the vehicle.

 

3

RETURN THE CAR

Return the vehicle without paying the optional final repayment.**

 

Personal Contract Hire (PCH)

With selected models, you can lease a new vehicle over an agreed period of time and mileage. This type of finance is suitable for people who don't want to purchase the car at the end of the agreement. You pay an initial rental fee upfront and then fixed monthly payments, which are made over the agreed contract length.

 

GET A FINANCE QUOTE FOR YOUR CHANGAN

Choose your vehicle, let us know your details and we’ll get in touch to discuss your best finance options.

 

Finance quote

changan Deepal s07 orange interior

Business Contract Hire (BCH)

BCH is a form of leasing most suitable for business owners, sole traders, partnerships and limited companies. You simply pay an initial rental fee upfront and then fixed monthly payments, which are made over the agreed contract length and mileage. When the contract ends you return the vehicle.

 

GET A FINANCE QUOTE FOR YOUR CHANGAN

Choose your vehicle, let us know your details and we'll get in touch to discuss your best finance options.

 

Finance quote

bold orange car on driveway

Terms and conditions:
*New finance agreements are subject to status. **If the vehicle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage, you'll have nothing further to pay. If the vehicle has exceeded the maximum agreed mileage, a charge for excess mileage will apply.

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Horizon Motor Company Ltd. is authorised and regulated by the Financial Conduct Authority. FRN 309461. Magna Motor Co (Christchurch) Ltd., Magna Motor Co (Wessex) Ltd., and Magna Motor Co Ltd., are Appointed Representatives of Horizon Motor Company Ltd. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. We typically receive a fixed commission calculated by reference to the vehicle model or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Our manufacturer supporting finance companies also provide preferential rates to us for the funding of our vehicle stock and financial support for our training and marketing.